{"title":"Home page","description":null,"products":[{"product_id":"life-bond-cover-disability-dread-disease-cover","title":"Life( Bond cover ),Disability, Dread disease cover","description":"\u003cp\u003e\u003cspan\u003eCoverage Available Up To: Age 70 (for most benefits, unless Whole of Life is selected)\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cimg data-emoji=\"✅\" class=\"an1\" alt=\"✅\" aria-label=\"✅\" draggable=\"false\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/2705\/32.png\" loading=\"lazy\"\u003e\u003cspan\u003e What Liberty Offers:\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eIncome Protector\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eReplaces lost income if you’re unable to work due to disability or illness.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eCovers up to 100% of after-tax monthly income.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eOptions for temporary, partial, or permanent disability.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eCan include dual occupations (primary + secondary).\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eChild Illness Protector (Free Benefit)\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003ePays up to R30,000\/month for 12 months if your child is terminally ill.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eAutomatically included with Income Protector.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eImpairment Income\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003ePays a monthly benefit if you suffer a permanent impairment, even if you can still work.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eNo waiting period.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eCan be selected as a standalone or added benefit.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eLiving Lifestyle Protector\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003ePays a lump sum or monthly amount if you’re diagnosed with a critical illness.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eUp to 24 months of Income Protector sum assured for severe conditions.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eAncillary Benefits (can be added)\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eBonus Cover – protects annual bonuses.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eOverhead Expenses Protector – covers business costs if disabled.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eRetrenchment Protector – pays up to 6 months if retrenched.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eGuaranteed Dependant Protector – pays lump sum if you die soon after a disability claim.\u003c\/span\u003e\u003cbr\u003e\u003cimg data-emoji=\"⏳\" class=\"an1\" alt=\"⏳\" aria-label=\"⏳\" draggable=\"false\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/23f3\/32.png\" loading=\"lazy\"\u003e\u003cspan\u003e Important Coverage Periods \u0026amp; Waiting Times\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eCover Periods: Up to age 60, 65, 70, or Whole of Life.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003ePayment Periods: Up to 2 years, or to age 60\/65\/70.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eWaiting Periods: Choose from 7-day, 1, 3, 6, 12, or 24 months.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eClaim Payment Starts: After waiting period ends and permanence of disability\/impairment is established.\u003c\/span\u003e\u003cbr\u003e\u003cimg data-emoji=\"📊\" class=\"an1\" alt=\"📊\" aria-label=\"📊\" draggable=\"false\" src=\"https:\/\/fonts.gstatic.com\/s\/e\/notoemoji\/16.0\/1f4ca\/32.png\" loading=\"lazy\"\u003e\u003cspan\u003e Benefit Limits\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eMinimum: R2,000\/month\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eMaximum:\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eNon-professionals: R200,000\/month\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eProfessionals: R300,000\/month\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003eCannot exceed 100% of after-tax insurable income.\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003e•Individuals aged 18 and above can apply for life cover for themselves or for eligible dependents.\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003e•Applicants must be resident in South Africa and meet Liberty’s underwriting requirements.\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cspan\u003eWho Can Be Covered (Life Assured):\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003e•Yourself (as the policyholder)\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003e•Your Spouse or Partner (with insurable interest)\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003e•Your Children (biological or legally adopted, typically up to age 18, sometimes up to 25 if financially dependent or studying)\u003c\/span\u003e\u003cbr\u003e\u003cspan\u003e•Other Dependents (if you have a financial obligation toward them, e.g., elderly parents)\u003c\/span\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003c\/p\u003e","brand":"LegacySure","offers":[{"title":"Default Title","offer_id":48562370445555,"sku":null,"price":0.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0815\/0253\/5923\/files\/maxresdefault_3.jpg?v=1771817169"}],"url":"https:\/\/legacysure.co.za\/collections\/frontpage.oembed","provider":"LegacySure","version":"1.0","type":"link"}